LTD

[vc_row][vc_column][vc_column_text]

LTD CLAIMS

Working on a claim with our law firm means your claims have a far better chance of success. We know why claims get denied and we know how fight for you.

Have you been denied LTD? Have you been denied CPP Disability Pension? Do you need help with your disability forms? Has your insurer denied your loss of use or critical illness benefits?

Our initial consultations are free, and we support you through every step of the claims process.

Need us to fill out the forms? Done.
Want to submit an appeal? We can do it.
Need to sue your insurance company? Bring us along.

 

 [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]

FAQ

[/vc_column_text][vc_accordion active_tab=”1″][vc_accordion_tab title=”What do I do if my claim has been denied?” title_color=”#000000″][vc_column_text]Answer: If your insurer has denied your claim, come see us. Insurance policies are complicated and can be hard to understand. And insurance companies often deny claims saying confusing things like:

  • There is not enough “objective” evidence;
  • The matter is a workplace issue or administrative issue and not covered by the insurance plan; or
  • You are not under proper medical care.

We know how to fight for you when insurers say these things![/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”Can I fight my insurer?” title_color=”#000000″][vc_column_text]Answer:  You can launch an internal appeal or sue your insurer. We can help with both. There are limitation periods (aka deadlines) for starting a lawsuit, so don’t wait too long to come see us.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”What does total disability mean?” title_color=”#000000″][vc_column_text]Answer: In order to qualify for benefits, you must meet the definition of total disability in your contract of insurance. This usually means that you are unable to perform the essential duties of your ‘own occupation’. When the ‘own occupation’ period is over, you are typically considered totally disabled if you cannot work in ‘any occupation’ consistent with your education and training.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”What does ‘Own Occupation’ and ‘Any Occupation’ mean?” title_color=”#000000″][vc_column_text]Answer:  In most policies, the own occupation period lasts for 2 years.
‘Own occupation’ is the job you held at the time your disability occurred.

‘Any occupation’ is any occupation for which you are reasonably qualified, or could become qualified for by reason of education, training or experience.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”Do I still need to attend treatment and medical appointments if my claim has been denied?” title_color=”#000000″][vc_column_text]Answer: Yes. In order to show that you are actively participating in your own recovery, you should continue to be under the regular care of an appropriate physician and receive appropriate treatment.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”What about Canada Pension Plan?” title_color=”#000000″][vc_column_text]Answer: If the Canada Pension Plan (CPP) has denied your disability pension, come see us. We can help you prepare an internal appeal or represent you in front of the Social Security Tribunal. Don’t wait too long. The Canada Pension Plan process has tight deadlines.[/vc_column_text][/vc_accordion_tab][vc_accordion_tab title=”I’ve been fired from my job while fighting for LTD. Can you help me?” title_color=”#000000″][vc_column_text]Answer: We can help you. Firing someone who is seeking LTD can be a breach of Human Rights Legislation.[/vc_column_text][/vc_accordion_tab][/vc_accordion][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]

Who We are

At Jewitt McLuckie & Associates LLP, we are committed to finding creative legal solutions for working people in their relationships with employers. We are also specialists in disability issues and in fighting disability insurers. We fight for Workers, for Unions, for Human Rights and for persons struggling with disability.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/2″][vc_column_text]

Randy Slepchik

Partner

As Jewitt McLuckie & Associates’ long Term Disability Benefits specialist, Randy fights insurance companies and employers when they deny disability benefits to workers. He also helps disabled workers return to work with proper accommodations and works with unions to develop strategies that assist and protect disabled workers.

Randy’s practice is focused on getting disability benefits for workers who have been denied their entitlements. Aside from fighting insurance companies to get long term disability benefits for his clients, he regularly appears before the Social Security Tribunal to assist his clients in obtaining the Canada Pension Plan disability pension. Randy also sues insurance companies when they improperly deny loss of use and critical illness benefits.

Along with this insurance litigation practice, Randy also represents Unions in grievance and interest arbitrations. He has successfully represented unions in grievances alleging termination of employment without just cause, unlawful discrimination against disabled employees, improper promotion, denial of disability benefits, policy issues surrounding long term disability benefit plans and other workplace issues. He also assists individual employees who have been wrongfully terminated or who are dealing with discrimination or sexual harassment issues in the workplace.

Randy also likes to play. He travels extensively- recent trips include Italy and British Columbia – and loves running. He is currently and always in training for Ottawa Race Weekend.

Lisa Karlovic – Legal Assistant lkarlovic@jewittmcluckie.ca

[/vc_column_text][/vc_column][vc_column width=”1/2″][vc_column_text]

Dina Mashayekhi

Partner

Dina Mashayekhi articled at the Superior Court of Justice and practiced with another union-side labour and employment firm before joining Jewitt McLuckie & Associates in 2007. Dina obtained her LL.B (cum laude) from the University of Ottawa in 2005 and a B.A. Hons. (gold medalist) in both Media, Information and Technoculture and Women’s Studies from the University of Western Ontario.
During law school, Dina was a research assistant at the Canadian Internet Policy and Public Interest Centre and spent a summer at the Electronic Privacy Information Center in Washington, DC. She was also the recipient of the Legal Aid Ontario Award at graduation. Dina’s labour practice includes representing a wide range of municipal public sector workers and other unionized employees.
She has also represented paramedics who have been faced with deactivation and Ministry investigations. Her employment practice includes reviewing employment contracts and wrongful dismissal litigation as well as human rights complaints. Dina has appeared before various Arbitration Boards in Ottawa and Durham, the HRTO and the Superior Court. She has also assisted with a coroner’s inquest. Dina has a particular interest in both human rights and privacy issues. She has also presented various seminars on the human rights and labour matters.
Meghan Levesque – Legal Assistant msnider@jewittmcluckie.ca

[/vc_column_text][/vc_column][/vc_row][vc_row el_id=”Tesimonials”][vc_column width=”1/4″][vc_single_image image=”8326″ img_size=”medium”][/vc_column][vc_column width=”3/4″][vc_column_text]

Testimonials

I was injured and could not return to work. Both my insurer and the Canada Pension Plan denied my applications for disability benefits. I approached my Union [CUPE Local 503] who worked with Jewitt McLuckie & Associates LLP to help me. They successfully represented me in my lawsuit against my insurance company. They also brought my Canada Pension Plan appeal to the Social Security Tribunal. My Lawyer Randy Slepchik won my case and the Tribunal ordered the Canada Pension Plan to pay me tens of thousands of dollars. The Lawyers and staff at Jewitt McLuckie & Associates LLP fought hard for me and won on all counts.” – Anne-Marie Gédéon

“J’étais blessée et ne pouvais pas retourner au travail. Mon asseureur ainsi que le Régime de pensions du Canada ont refusé mes demandes de prestations d’assurance d’invalidité. J’ai contacté mon Syndicat [CUPE Local 503] qui travaille avec Jewitt McLuckie & Associates LLP pour m’aider. Ils m’ont répresenté avec succès dans mon action en justice contre mon compagnie d’assurance-vie. Ils ont aussi présenté mon appel du Régime de pensions du Canada au Tribunal de la sécurité sociale. Mon avocat Randy Slepchik a gagné ma cause et le Tribunal a ordonné au Régime de me verser des dixaines de milliers de dollars. Les avocats et le personnel de Jewitt McLuckie & Associates LLP ont beaucoup lutté pour moi et ont gagné à tous les égards.”- Anne-Marie Gédéon
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]

Videos

[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/3″][vc_column_text]

Samsam Ahmed

[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_column_text]

Murdell Moore

[/vc_column_text][/vc_column][vc_column width=”1/3″][vc_column_text]

Tom & Cathy Dolan


[/vc_column_text][/vc_column][/vc_row]